Mortgage Rates & Loan Programs
Get the best rates with Thompson Kane & Company
Purchasing your first home can be a very overwhelming experience. We look to simplify things by helping first time buyers find loans that offer them the best rates for their unique situation. Unlocking home loans for first time buyers starts by the prospective buyer proving they meet the requirements of a first-time buyer.
What Will You Need to Prove Your Eligible for Home Loans for First Time Buyers?
- Proof that you have not owned a principal residence in the past three years
- Proof of employment and income sufficient to pay a mortgage
- An ability to make a down payment of 3.5% or more
- A credit score of 620 or above
When it comes to types of loans for first time buyers, there are many options. Our experts take the time to get to know the circumstances of each client to ensure they take advantage of the best loan for their needs. These loans include USDA loans, VA loans, Fannie Mae or Freddie Mac Loans, FHA loans, and several more.
We encourage every first-time home buyer to explore their options. Our team understands how important an investment in a home is and will do everything in our power to ensure a positive home buying experience.
Let Us Help Discover the Best Loan for Your Needs
We understand that โthings happenโ at times, but our knowledgeable and Seasoned Loan Officers will do their very best to prevent any hiccups along the way. If there are issues, our experienced team will work together to get them resolved as quickly as possible.
We’ll Take Care of the Rest!
Whether you are buying your first home or your tenth home or refinancing your existing home we strive for each and every transaction to be perfect.ย We understand that โthings happenโ at times, but our knowledgeable andย Seasoned Loan Officersย will do their very best to prevent any hiccups along the way. ย ย If there are issues, our experienced team will work together to get them resolved as quickly as possible.