Shannon Reville

Shannon Reville Photo
Title: Senior Loan Officer
Office Phone: 251-656-6076
Mobile Phone: 251-656-6076
Toll-free Phone: 800-228-9270
Email: sreville@thompsonkane.com
NMLS #: 703818

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Bio

- shannon reville loan officer, thompson kane, alabama mortgage, real estate loans, tk alabama home loans, thompson kane mortgage loans, tk mortgage loan, mortgage loan alabama, mobile mortgage loan, mobile mortgage loans, mobile loans, mobile mortgage, mobile mortgage interest rates, mobile mortgage ratess, mobile fha lenders, mobile fha loan, mobile fha loans, mobile first time home buyer, mobile home loan, mobile home loan rates, mobile home loans, mobile home mortgage, mobile mortgage banks, mobile mortgage brokers, mobile mortgage calculator, mobile mortgage lender, mobile mortgage company, mobile mortgage rate, mobile mortgage rates, mobile refinance, mobile mortgages, mobile va home loan, mobile va loans, mobile usda loans, mobile usda loan, mobile bank statement income loan,alabama loans,alabama mortgage,alabama mortgage interest rates,alabama mortgage rates,alabama fha lenders,alabama fha loan,alabama fha loans,alabama first time home buyer,alabama home loan,alabama home loan rates,alabama home loans,alabama home mortgage,alabama mortgage banks,alabama mortgage broker,alabama mortgage brokers,alabama mortgage calculator,alabama mortgage companies,alabama mortgage company,alabama mortgage corporation,alabama mortgage group,alabama mortgage lender,alabama mortgage lenders,alabama mortgage loan,alabama mortgage rate,alabama mortgage rates,alabama mortgage refinance loan,alabama mortgages,alabama va home loan,alabama va loans - Gulf Coast Alabama Mortgage LoansShannon Reville, Senior Loan Officer Mortgage Loans Mobile Alabama

VA, FHA, USDA, Jumbos, Heloc's, Great Rates

Mobile Bay, Gulf Coast & Daphne, AL 36526

NMLS ID# 703818 | sreville@thompsonkane.com

 

With over 20 years of experience with FHA, VA, USDA and Conventional lending I'll be happy to assist you in finding the perfect solution for your mortgage needs. Please don't hesitate to reach out to me when you are ready to get prequalified, whether it's in the evening, or on the weekend, I'm available when you're looking.  Apply online anytime! 

Whether you’re looking to buy, build or refinance your home, Shannon is dedicated to finding the right loan with great rates, terms and costs to meet your specific needs.  Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. We look forward to putting our mortgage service to work for you!   

I have to saying that our rep Shannon Reville was beyond fantastic! 

She worked so hard to make it happen for us...  I am not sure that any other rep could have done what she did.  She reassured us constantly, telling us again and again that we would get the loan and the house when I was certain that we wouldn't. It may seem silly, but she held my hand and patted my back when I needed it the most.

She was honest and forthcoming, she did not hide anything from us, she was extremely friendly (and quite funny--I really needed her humor at times!) and really went above and beyond to get us our house. Again, I could go on for hours, but she truly is one of the best people we have ever worked with. If she represents the company (and I believe she does) then I could not recommend TK more. We thank you (and Shannon!) from the bottom of our hearts. 

Carmen-Hill-Alabama-Mortgage-Bayfront-Park-Daphne-AL

Thanks!   CJ & Jason Meier

 

Great Service from Shannon!!!

I have used Shannon on New Home Purchases and some Refinances. She additionally has helped other friends of mine as well. I am a Realtor and also have my own rental company, so I know the challenges and hassles that come along with a home purchase or purchase of a 2nd home / vacation rental. It was alway great to work with Shannon as she is extremely knowledgable and can navigate those hurdles easily so it is as hassle free a process as can be.

 Chuck from Mobile, AL

 

Purchase FAQs - Home Buyer's Purchase Questions

Worried about your home purchasing options? Having trouble determining your affordability range? Need to know more on how to qualify for a loan?  Thompson Kane has answers for some of the most common questions we hear in this FAQs section.   

Carmen-Hill-DaphneMap-Alabama-Mortgage-Daphne-AL

Q: How can I determine my affordability range?

When it comes to determining your “affordability range”, we will take your income and use a calculation to include your proposed housing expense and your current debt.  This will become your DTI (Debt to Income) Ratio.  To stay within the allowable percentages, we will be able to provide you with a maximum loan amount.

The best thing you can do is contact one of our experienced Loan Officers and let them do the math that can provide you the correct information.  We will provide you with a pre-qualification with no obligation to us.  We would love to speak to you about your financing needs and if we can help, we would be honored to earn your business. 

Apply Now to Purchase a HomeYou can also DOWNLOAD OUR USER FRIENDLY MOBILE APP which calculates payments for you or click here to use our mortgage calculators.  

 

Q: How much money do I need to purchase a home?

Purchase Loans Approved by Thompson Kane

Conventional Loans generally require a minimum down payment of 20% of the sales price although, there are specialty programs that allow for a 3% down payment.

FHA Loans offer a low-down payment option of 3.5% while USDA and VA loans require 0% down. 

Along with the down payment, there are other fees associated with buying a new home. Examples include Lender fees, Title Company fees, Appraisals, Inspections, Taxes and Insurance on purchases.  Contact me for a complete explanation and list of potential fees. 

Q: How does Pre-approval differ from Pre-Qualification? 

Pre-qualification involves an informal and brief overview of your assets, income and credit.  We will give you an estimate of a maximum loan amount you are qualified for based on the information you provide.

The purpose of pre-qualification is to give potential and first-time buyers an idea of their affordability range. The process is neither as accurate nor as comprehensive as a pre-approval. The latter is an intense process and formal evaluation of all your income, credit and assets that are documented and can be easily verified. 

100% Home Purchase Loans No Money Down

The pre-approval process involves a credit pull and some income/asset verification as requested by your Loan Officer.  Your information is ran through our Desktop Underwriting engine and a decision will be made for Eligibility. 

Provided the decision is an Approval, your Loan Officer will be able to now provide you with the Pre-Approval Letter.  This letter lets the seller and their agent know you are qualified to purchase the home. 

Q: Is a Home Inspection necessary?

Although home inspections are not required,always a good idea to hire a professional and qualified inspector to inspect the home.  This could be priceless down the road!  

Professional inspectors look for and report on any mechanical issues and in the home and that can lead to a number of problems for you and your family in the near future. In addition, the inspector will check toilets, faucets, appliances and all other items in the home to make sure that everything is in proper working order. If the inspector makes note of potential or real problems, now is the time to address this with the seller and their agent. 

Pre Approval Letters for Realtors from TK Mortgage LoansQ: What documents will be requested from me? 

Some of the standard documents requested include: 

  • Last 2 years Tax Returns
  • Last 2 Years W2s/1099s
  • Most recent and consecutive 30 days of paystubs
  • Most recent 2 months bank statements

You can find a list of documents needed by clicking this link: 

Required Mortgage Loan Document List | TK Mortgage Loans 

Q: How long does the purchase process take?

Your purchase agreement will have a contracted date that the loan must close by which will generally be 30-45 days from the date of signing the contract. 

Alabama Dream Home Mortgage Loans - shannon reville loan officer, thompson kane, alabama mortgage, real estate loans, tk alabama home loans, thompson kane mortgage loans, tk mortgage loan, mortgage loan alabama, mobile mortgage loan, mobile mortgage loans, mobile loans, mobile mortgage, mobile mortgage interest rates, mobile mortgage ratess, mobile fha lenders, mobile fha loan, mobile fha loans, mobile first time home buyer, mobile home loan, mobile home loan rates, mobile home loans, mobile home mortgage, mobile mortgage banks, mobile mortgage brokers, mobile mortgage calculator, mobile mortgage lender, mobile mortgage company, mobile mortgage rate, mobile mortgage rates, mobile refinance, mobile mortgages, mobile va home loan, mobile va loans, mobile usda loans, mobile usda loan, mobile bank statement income loan,alabama loans,alabama mortgage,alabama mortgage interest rates,alabama mortgage rates,alabama fha lenders,alabama fha loan,alabama fha loans,alabama first time home buyer,alabama home loan,alabama home loan rates,alabama home loans,alabama home mortgage,alabama mortgage banks,alabama mortgage broker,alabama mortgage brokers,alabama mortgage calculator,alabama mortgage companies,alabama mortgage company,alabama mortgage corporation,alabama mortgage group,alabama mortgage lender,alabama mortgage lenders,alabama mortgage loan,alabama mortgage rate,alabama mortgage rates,alabama mortgage refinance loan,alabama mortgages,alabama va home loan,alabama va loansQ: What takes place on the date of loan closing?

On Closing Day, you will sign your final closing documents in the presence of a Notary.  This usually takes place at a title company very close to you.  Your agent and Loan Officer will always try to be there with you on closing day.  Our goal is to be with you at every closing so that if there are questions, we will have answers!

Your loan officer and agent will organize the closing for you.  They will also provide you information for your Escrow checks, which generally will be in the form of Cashier Checks.  After all disclosures are signed and all fees/down payment balance have been paid and the seller signs, you will be give the keys to YOUR home!  

To learn more about the purchase process, please feel free to contact us! 

 

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Shannon Reville

 

Alabama's Best Senior Loan Officer 

Thompson Kane Mortgage Loans

1203 HWY 98 Market Place Unit 2B-8

Daphne, AL 36526 | NMLS ID# 703818 

 

Make your Mobile AL DREAM home YOUR New Home! Thompson Kane & Co. LLC Daphne, AL offers Great Rates and Service for all VA, FHA, USDA, JUMBO, HELOC, ARM, FIXED Home Mortgages. Get your Pre-Approval letter. FYI, Local Gulf Coast & Mobile Bay Realtor Websites have the most accurate property listings!

  251-656-6076

Apply Now

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