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CALL: 800-228-9270 |
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CALL: 800-228-9270 |
Thompson Kane is conveniently located in Madison, WI. We make home financing a very straight-forward, cost-effective, and easy process.Our mortgage services team will work with you personally to find the best loan program specifically for you. We have the experience and the qualifications to take your loan application through the entire process, and guide you along the way. We will keep you educated and informed to prevent any roadblocks from occurring. You’ll enjoy the convenience of our team working around your schedule, with personalized service that saves you time and money. When you’re looking for home financing that’s individually catered to your needs, Thompson Kane is the company for you!
We offer Residential Mortgage Home Loans for Refinance & Purchase transactions, with Conventional, FHA, VA, USDA, HARP* & Jumbo Loans Available.
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Application is required and is subject to underwriting. Not all applicants are approved. Full documentation & property insurance required. Loan secured by a lien against your property. Fees & charges apply and may vary by product and State. Terms, conditions & restrictions apply, so call for details. Payments do not include amounts due for taxes & insurance, so actual payment will be greater. Recent rate shown for closed or committed loans, but rates, loan products & fees subject to change without notice. Your rate and term may vary. If you do not lock in a rate when you apply, your rate at closing may differ from the rate in effect when you applied. Consolidating or refinancing debts may increase the total finance charges you pay over the life of the loan and/or the time needed to repay the loan. Important information relating specifically to your loan will be contained in the loan documents, which alone will establish your rights and obligations under the loan plan.
Advertised rate assumes: 30-year, fixed-rate, 1st lien, purchase money mortgage on an owner-occupied, single-family residence; loan amount of $210,000.00; loan-to-value ratio of 75.00%; credit score of 720; DTI of less than 45%; and monthly escrowing of taxes & insurance. For example, as of 11/14/2012, a $210,000.00 loan amount financed at 3.625% (3.661% APR), with a 0.400 point discount and 25.00% down payment, would result in 360 monthly principal and interest payments of $957.71.
Advertised rate assumes: 15-year, fixed-rate, 1st lien, purchase money mortgage on an owner-occupied, single-family residence; loan amount of $165,000.00; loan-to-value ratio of 70.00%; credit score of 720; DTI of less than 45%; and monthly escrowing of taxes & insurance. For example, as of 11/14/2012, a $165,000.00 loan amount financed at 3.125% (3.172% APR), with a 0.275 point discount and 30.00% down payment, would result in 180 monthly principal and interest payments of $1,149.41.
Advertised rate assumes: 30-year, adjustable-rate, 1st lien, purchase money mortgage on an owner-occupied, single-family residence; loan amount of $210,000; loan-to-value ratio of 75%; credit score of 720; DTI of less than 45%; and monthly escrowing of taxes & insurance. For example, as of 10/29/2012, on a 5/1 ARM, a $210,000 loan amount financed at an initial rate of 2.875% (3.103% APR) with a 0.790 point discount and 25% down payment would result in 60 monthly principal and interest payments of $871.27 followed by principal and interest payments (estimated based on current LIBOR index and margin) of $895.50 for 299 months and $893.81 for 1 month. The initial rate is fixed for the first 60 months and may change at the end of that time and every 12 months thereafter.The fully-indexed interest rate is 3.131%, which is the current LIBOR index plus the margin, prior to applying any periodic or lifetime rate caps. Maximum initial interest rate change is 5 percentage points; maximum annual interest rate change thereafter is 2 percentage points; maximum lifetime interest rate change is 5 percentage points.
* The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes; consult a tax advisor for further information regarding the deductibility of interest and charges.